Build a Strong
Financial Future
Secure your financial well-being with comprehensive planning—covering investments, budgeting, tax-saving, and wealth creation strategies.
Avg Wealth Growth 12%+
About
What is Financial Planning?
Financial planning is the process of managing your income, expenses, and investments strategically to achieve life goals such as home ownership, education, retirement, and wealth creation.
- Comprehensive wealth management
- Tax efficiency and savings
- Protection against financial risks
- Achieve short and long-term goals
Solutions
Key Areas of Financial Planning
Cover all aspects of financial well-being with a structured approach.
Investment Planning
Build wealth through equities, debt, and hybrid strategies.
Savings & Budgeting
Track expenses and create disciplined saving habits.
Risk & Insurance
Safeguard your wealth with adequate risk coverage.
Tax Planning
Optimize taxes through deductions and smart instruments.
Process
Steps to Financial Planning
A structured approach to building long-term wealth.
Assess Current Finances
Evaluate income, expenses, assets, and liabilities.
Define Financial Goals
Set clear short, medium, and long-term objectives.
Create an Investment Strategy
Choose instruments aligned with risk profile and goals.
Review & Rebalance
Track progress, adjust for market and life changes.
Direct vs Regular
Know the Key Differences
Direct Plans
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Investor manages everything on their own – from fund selection to portfolio review. -
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Lower expense ratio (no distributor commission). -
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Requires time, research, and confidence to manage on your own. -
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One-size-fits-all — no tailored advice or adjustments. -
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High chance of emotional decisions, panic exits, or inconsistency. -
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Around 40% of retail mutual fund assets are via direct plans.
Regular Plans
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Full support from a qualified MFD – from selection to rebalancing. -
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Slightly higher expense ratio (includes MFD commission). -
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MFDs handle documentation, tracking, and even KYC. -
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Investment is tailored based on goals and market conditions. -
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MFDs help maintain discipline during market volatility. -
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Nearly 60% of investors prefer Regular plans for expert guidance.
Numbers
Impact of Financial Planning
Our results show how structured planning transforms lives (illustrative).